香港电信大陆支付系统咨询报告(英文版)(ppt 85页)

香港电信大陆支付系统咨询报告内容摘要：
1.User: browsing Web site, formulating order, delivery order/payment data toWeb site
2/3.Web site: confirming order, conveying payment data to payment gateway
4.Payment gateway: delivery payment data to card issuer’s bank
5.Card issuer’s bank: verifying payment validity, transferring money to clearing center
6.Clearing center: accepting money, notifying collecting bank
7/8.Collecting bank: collecting money, notifying Web site
9/10.Web site: processing data, informing distributor to arranging delivery
11/12.Distributor: deliver products
Function:
    Web site  issuing supply & demand
    information to buyer and seller
 Note:
    Such kind of Web site only provide
    very basic communication service
    between supplier and buyer
 Example: www.alibaba.com
Function:
    Web site providing business with
    E-commerce platform & helping business
    to develop online transaction
 Note:
    The majority of participants are business
     providing consumption products
    The Web site is similar to traditional
     retailer  renting counter  
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