Credit Risk Management Enhancing Your Bottom Line(英文版)(ppt 35页)

资料简介：

Credit Risk Management Enhancing Your Bottom Line(英文版)内容提要：
Value Proposition：
Credit plays a critical role in “selling” products and services
Expands revenue opportunities with creditworthy, incremental customers
Utilizes innovative structures to support business relationships
Effective credit risk management limits credit losses and provides stable cash flows and earnings
Marketplace rewards companies exhibiting earnings and cash flow stability with higher P/E multiples
Marketplace penalizes credit induced volatility and “surprises”
Raises questions about quality of management
……

Implications for Corporate Governance：
Current organization structures to be revisited
Clarity around roles and responsibilities
Need for honesty, integrity and independence (self-regulation)
Technical expertise of people and strong  management processes
Improved disclosure requirements
Importance and implementation of sanctions
Increased legislation and compliance requirements
……

Risk Monitoring：
Exposure must be complete and current
Regular reporting and updating of clients’ payment performance
Minimum annual reviews of clients should be performed
Financial conditions should be regularly assessed
Required action must be initiated and follow up must take place

 

..............................

上一篇：信用衍生工具在信用风险管理中的应用(doc

下一篇：现代企业信贷风险管理分析(ppt 25页)

信用证处理实务分析教材(ppt 60页)

企业信用评估模型的发现分析(pdf 50页)

某集团信用风险管理培训(doc 60页)

信贷风险报告.doc63

全国企业信用信息公示系统(PDF 37页)

担保机构信用评级指引(pdf 13页)